The first half of 2026 brought a whirlwind of regulatory activity for credit unions. ViClarity’s experts are ready to help you make sense of it all and develop actionable strategies heading into 2H and 2027.

In this 30-minute webinar, we’ll quickly cover hot topics including these:

• SB1075 in California: By capping NSF and overdraft fees for state-chartered credit unions, this legislation could result in the loss of $140 million in non-interest income. Will other consumer advocate states follow suit?
  

• The Interchange Fee Prohibition Act in Illinois went into effect July 1. NCUA has issued an interim rule preempting this for federal credit unions. We’ll share perspectives from around the industry on how merchants, card processing networks, credit unions and their members are navigating the new attack on non-interest income.

• ITIN lending has become a field of opportunity for credit unions that serve immigrant-dense geographic areas. Under the Trump Administration’s policy shifts by executive order, such as the one issued in mid-May, should credit unions forge ahead, pull back, or think differently?

• A 27% reduction-in-force at NCUA has slowed migrations in CAMELS scoring and extended periods between exams. Does this positively impact US credit unions and their members or mask weaknesses? Also unknown: The impacts of a new NCUA Chair and a new strategic plan that explicitly states AI will be used in exams. We’ll share themes heard from credit unions and the regulatory bodies who supervise them on the first 6 months’ exam findings.